Lease Mileage Statistics & Overage Fee Data
Excess-mileage charges run $0.15 to $0.30 per mile among US lenders that publish a rate. Most do not publish one at all — only 5 of the 15 largest captive lenders state a figure publicly, and the other 10 set it in your individual contract. Federal law requires that your lease disclose your exact rate, so the number that actually applies to you is in your paperwork.
Every figure on this page links to its primary source. Last updated . Cite freely with a link back to this page.
$0.15 to $0.30 per mile
Excess-mileage charge among US lenders that publish a rate. The Federal Reserve describes the range as 10 to 25 cents per mile or more; the lenders below publish $0.15 to $0.30.
12,000–15,000 mi/yr
Typical annual mileage allowance on a US closed-end lease
10,812 mi
Average miles traveled per light-duty vehicle (short wheelbase), US, 2024
Source: US Federal Highway Administration, Highway Statistics 2024, Table VM-1
24.37%
Share of new vehicles leased in the US, Q4 2025
Source: Experian, State of the Automotive Finance Market Report Q4 2025
Required by law
US lessors must disclose the excess-mileage charge. Regulation M (12 CFR Part 213), implementing the federal Consumer Leasing Act, requires the lease to state the amount or method for determining any charge for excess mileage — so your exact rate is in your contract.
$1,250
Cost of going 5,000 miles over at $0.25 per mile
5,000 × $0.25 = $1,250
Source: Worked example (arithmetic, not a published statistic)
Which lenders publish an excess-mileage rate?
Five do. Each rate below is quoted from the lender's own website — not from a dealer blog or a forum, which is where most of the numbers circulating online come from.
| Brand | Lender | Published rate | Source |
|---|---|---|---|
| Toyota | Toyota Financial Services | $0.15/mi | Official page |
| Kia | Kia Finance America | $0.20/mi | Official page |
| Tesla | Tesla Finance | $0.25/mi | Official page |
| Rivian | Rivian Financial Services | $0.30/mi | Official page |
| Nissan | Nissan Motor Acceptance Company (NMAC) | $0.15–$0.25/mi | Official page |
Nissan's rate depends on your allowance: $0.15/mi on 12,000–15,000 mi/yr leases, $0.25/mi on 5,000–10,000 mi/yr leases.
Which lenders don't publish a rate?
These ten set the rate in your individual lease contract and publish no standard figure. Any specific per-mile number you see quoted for them online did not come from the lender. Note in particular BMW: the widely-repeated “$0.25/mi” comes from the fine print of individual promotional lease offers, not a published brand-wide rate.
BMW — BMW Financial Services
BMW Financial Services publishes no standard per-mile excess-mileage rate on its lease-end pages; the rate is set by your individual lease contract.
Mercedes-Benz — Mercedes-Benz Financial Services
“If your mileage is over the maximum number of miles allowed on your Lease Agreement (plus any additional miles purchased midterm), an excess mileage charge will be assessed at vehicle return. Refer to your Lease Agreement for the per-mile rate.”
Audi — Audi Financial Services
“Mileage over the maximum number allowed in your lease agreement (plus any added purchased miles) incur an excess mileage charge at lease-end. Refer to your lease agreement.”
Lexus — Lexus Financial Services
Lexus Financial Services states that the excess-mileage charge is set by your individual lease contract, and publishes no standard per-mile rate.
Chevrolet — GM Financial
“Any mileage incurred in excess of the amount allowed in your original lease contract term will be billed at the rate per mile listed in your agreement.”
Ford — Ford Credit
Ford Credit's lease FAQ states that excess mileage is charged at the rate specified in your lease agreement; no standard per-mile rate is published.
Honda — American Honda Finance
American Honda Finance's mileage FAQ states that the excess-mileage charge is defined in your lease agreement; no standard per-mile rate is published.
Hyundai — Hyundai Motor Finance
The lessee is obligated to pay a specified fee for each excess mile incurred — the fee is specified in the lease agreement, and Hyundai Motor Finance publishes no standard rate.
Subaru — Subaru Motors Finance (administered by Chase)
Subaru Motors Finance lists excess mileage among lease-end charges but publishes no standard per-mile rate; the rate is set by your lease agreement.
Volkswagen — VW Credit
Mileage over the maximum allowed in your lease agreement incurs an excess mileage charge at lease-end, at the rate set by your contract; VW Credit publishes no standard rate.
This is not a dead end. Under Regulation M (12 CFR §213.4(h)), your lessor is legally required to state the excess-mileage charge in your lease. Look for “excess mileage” or “excessive wear and use” in your contract — your exact rate is there. Then run it through the overage calculator.
