Skip to content

Lease Mileage Allowance & Overage Fees by Brand

Most US leases cap you at 12,000 or 15,000 miles a year, and going over means a per-mile charge at return. Here is the part nobody tells you: only 5 of these 15 lenders actually publish what that charge is. The other 10 set it in your individual contract, so every specific figure you see quoted for them online came from somewhere other than the lender. Where a rate is published below, it is quoted from the lender's own site.

BrandLenderPublished rateSourceSegment
ToyotaToyota Financial Services$0.15/miOfficial pageEconomy
HondaAmerican Honda FinanceNot publishedOfficial pageEconomy
HyundaiHyundai Motor FinanceNot publishedOfficial pageEconomy
KiaKia Finance America$0.20/miOfficial pageEconomy
NissanNissan Motor Acceptance Company (NMAC)$0.15–$0.25/miOfficial pageEconomy
SubaruSubaru Motors Finance (administered by Chase)Not publishedOfficial pageEconomy
FordFord CreditNot publishedOfficial pagePremium
ChevroletGM FinancialNot publishedOfficial pagePremium
VolkswagenVW CreditNot publishedOfficial pagePremium
BMWBMW Financial ServicesNot publishedOfficial pageLuxury
Mercedes-BenzMercedes-Benz Financial ServicesNot publishedOfficial pageLuxury
AudiAudi Financial ServicesNot publishedOfficial pageLuxury
LexusLexus Financial ServicesNot publishedOfficial pageLuxury
TeslaTesla Finance$0.25/miOfficial pageEV
RivianRivian Financial Services$0.30/miOfficial pageEV

“Not published” means the lender states no standard per-mile rate on its own site and defers to your contract — not that no charge applies. Under Regulation M (12 CFR §213.4(h)), your lessor must disclose the excess-mileage charge in your lease, so your exact rate is in your paperwork. Always confirm against your contract.

Know your brand. Now track your miles.

LeaseMiles tracks your odometer against your lease limit and warns you before you cross it — whatever you drive.

Or estimate your cost with the overage cost calculator.

Track your lease mileage

Free on iOS · Avoid overage fees

Get