Kia Lease Mileage Allowance & Overage Fees
Kia Finance America publishes its excess-mileage rate in its own lease-end brochure.
Quick answer
How much is the Kia lease overage fee? Kia Finance America publishes $0.20 per mile for miles over your contracted allowance, so 5,000 miles over costs $1,000. The rate in your own lease is the one that applies: Regulation M requires every US lease to state the excess-mileage charge.
Sources: Kia Finance America, Regulation M
What Kia Finance America says about excess mileage
“Excess Mileage – At lease end, you will be responsible for excess mileage charges of $.20 per mile over the mileage option you've chosen.”
Published in Kia Finance America's own lease-end brochure.
| Leasing company | Kia Finance America |
|---|---|
| Published excess-mileage rate | $0.20 per mile |
| Typical US allowance | 12,000 to 15,000 mi/yr (Federal Reserve) |
| Segment | Economy |
What Kia Finance America publishes about your Kia lease
Each item below is quoted from the lender's own website or lease-end documents and was re-checked on the date shown. Your contract governs where it differs.
Turn-in and disposition fees
Disposition fee
The disposition (turn-in) fee is specified in your lease and is payable at lease end if you do not buy the car.
“A disposition (turn-in) fee, specified in the lease contract, payable at lease-end if the lessee does not purchase the vehicle.”
Source: Kia Finance America (checked 2026-10-21)
Loyalty waivers and credits
Loyalty reward
Kia Finance America's loyalty reward covers the disposition fee, up to $400, and excess wear and use charges up to $500, when you lease or finance a new Kia through it within 60 days of terminating your lease.
“A loyalty reward covers your disposition fee, up to $400, and any excess wear and use charges up to $500, when you lease or finance a new Kia through Kia Finance America within 60 days of terminating your lease.”
Source: Kia Finance America (checked 2026-10-21)
Excess wear and use
Acceptable wear
Acceptable wear includes scratches and dents under 4 inches, windshield cracks under 2 inches, and tire tread of at least 1/8 inch.
“Acceptable wear and use includes: Scratches less than 4" Dings/dents less than 4" Windshield cracks less than 2" Tire tread equal to or more than 1/8" from lowest point”
Source: Kia Finance America (checked 2026-10-21)
Lease-end steps
Pre-termination inspection
Its Lease-End Advisors schedule a complimentary pre-termination inspection, and Kia Finance America says the estimate it gives is not binding.
“contact one of our Lease-End Advisors to schedule a complimentary pre-termination inspection. ... Complimentary pre-termination inspection and wear and use estimation tool provide an estimate only, which is not binding.”
Source: Kia Finance America (checked 2026-10-21)
Returning early
Turning the car in before maturity counts as early termination and may result in significant charges.
“Turning in your vehicle before your lease maturity is considered an early termination and may result in significant charges.”
Source: Kia Finance America (checked 2026-10-21)
How to find the rate in your Kia lease
Kia Finance America publishes $0.20 per mile, but the figure that binds you is the one in your own contract. Every US lease must carry an “Excessive Wear and Use” notice, and Regulation M (12 CFR 213.4(h)) requires that notice to “specify the amount or method for determining any charge for excess mileage.” Find that box in your Kia lease paperwork: the per-mile figure printed there is your rate.
How to stay ahead of Kia overage fees
- Find your mileage allowance and per-mile rate in your Kia lease agreement, in the excess-mileage disclosure described above.
- Divide your total allowance by the number of months in your lease to get your monthly mileage budget.
- Log your odometer regularly and compare it to that budget so you spot a problem while small changes still matter.
- If you are trending over, ask Kia Finance America whether it will sell extra miles; the Federal Reserve notes that miles negotiated into the lease often cost less than excess miles at the end.
- If you will exceed the limit anyway, compare paying the overage at turn-in against buying the car, which removes the excess-mileage charge where your lease has a purchase option.
Kia Lease Mileage FAQ
Kia Finance America publishes $0.20 per mile. In its own words: "Excess Mileage – At lease end, you will be responsible for excess mileage charges of $.20 per mile over the mileage option you've chosen." At that rate, going 5,000 miles over costs $1,000, and 10,000 miles over costs $2,000. Your lease contract states the rate that actually applies to you.
In your lease agreement. Under Regulation M (12 CFR 213.4(h)), a US lessor must disclose "the amount or method for determining any charge for excess mileage." Look for the "Excessive Wear and Use" notice in your contract: the excess-mileage charge is stated with it, and it overrides any figure you read online.
Your allowance is whatever you agreed to at signing, and it is printed on your lease. The Federal Reserve notes that 10,000, 12,000 and 15,000 miles a year are common and that you can negotiate other limits.
Ask Kia Finance America before you sign. The Federal Reserve notes that it often costs less to negotiate a higher mileage limit in the lease than to pay for excess miles at the end.
Track your odometer against your mileage budget (total allowance divided by lease months) and correct early, while you still have time to change how you drive. If you will go over anyway, compare the turn-in charge with buying the car: the Federal Reserve notes that if you purchase your leased vehicle at lease end you are not responsible for excess mileage charges. LeaseMiles tracks your pace automatically and warns you before you cross the line.
